中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.080 (+1.163%) 沽空 $3.74億; 比率 148.335% │0.5倍│5.7厘建行(00939.HK) +0.040 (+0.476%) 沽空 $6.63億; 比率 139.847% │0.5倍│5.8厘中行(03988.HK) +0.050 (+0.998%) 沽空 $3.59億; 比率 92.286% │0.4倍│5.7厘農行(01288.HK) +0.100 (+1.792%) 沽空 $8.68千萬; 比率 57.304% │0.6倍│5.1厘交行(03328.HK) +0.080 (+1.124%) 沽空 $3.56千萬; 比率 94.116% │0.4倍│5.7厘郵儲銀行(01658.HK) 0.000 (0.000%) 沽空 $2.92千萬; 比率 186.078% │0.5倍│4.7厘招行(03968.HK) +0.580 (+1.181%) 沽空 $2.09億; 比率 107.404% │1倍│4.4厘光大銀行(06818.HK) -0.010 (-0.330%) 沽空 $1.18千萬; 比率 72.361% │0.4倍│5.6厘民生銀行(01988.HK) -0.010 (-0.272%) 沽空 $3.31千萬; 比率 83.382% │0.3倍│5.2厘浙商銀行(02016.HK) -0.030 (-1.210%) 沽空 $5.37百萬; 比率 73.736% │0.3倍│6.3厘重農行(03618.HK) +0.110 (+1.585%) 沽空 $1.01千萬; 比率 176.826% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2026-04-02 16:25。)